Moving to Portugal means embracing a lifestyle full of sunshine, culture, and warmth—but for expats, one of the most important considerations is healthcare. Whether you’re relocating for work, retirement, or a fresh start, understanding how Portugal’s healthcare system works will ensure you feel secure and well cared for.

The Basics of Portugal’s Healthcare System

Portugal has a dual healthcare system, offering both public and private options.

• Public Healthcare (SNS – Serviço Nacional de Saúde): Funded through taxes, the SNS provides affordable healthcare services to residents and citizens. Services include primary care, specialist consultations, emergency treatment, and hospital care.

• Private Healthcare: Many expats choose private care for shorter waiting times, English-speaking doctors, and broader access to specialists.

Expats who are residents in Portugal are typically entitled to SNS services, while private insurance can complement or substitute public coverage.

Public Healthcare: What to Expect

The SNS is known for its accessibility and affordability.

• Registration: To access the SNS, you’ll need to register at your local health center with your residence permit and Número de Utente (healthcare number).

• Costs: While not entirely free, most services are very affordable. For example, GP visits may cost around €5–€10, while hospital stays are often covered except for small co-payments.

• Coverage: The SNS covers general practitioners, maternity care, vaccinations, chronic illness management, and emergency services.

However, waiting times for non-urgent specialist care can be long, especially in urban centers.

Private Healthcare: A Popular Choice for Expats

Private healthcare fills the gaps of the public system.

• Shorter Waiting Times: Access to specialists is much quicker, with appointments available within days rather than weeks.

• English-Speaking Doctors: Many private facilities cater to international residents.

• Modern Facilities: Private hospitals and clinics often provide cutting-edge treatments and more comfortable conditions.

• Costs & Insurance: Private consultation fees can range from €50–€100. Comprehensive private health insurance plans start at around €40–€100 per month, depending on age and coverage.

Some expats opt for a hybrid model: using the SNS for emergencies and routine care, and private providers for specialized or elective services.

Emergency Services in Portugal

Portugal offers excellent emergency services. Dial 112 for immediate assistance.
Emergency care in public hospitals is covered for residents, though non-residents may be billed. Most private hospitals also accept emergencies, but charges will apply unless you have coverage.

Pharmacies and Everyday Healthcare

Pharmacies (farmácias) are plentiful and easy to find, marked by a green cross sign. Pharmacists are highly knowledgeable and can provide many over-the-counter solutions, as well as prescription refills. In many towns, there are 24-hour rotating pharmacies.

Special Considerations for Expats

• EU Citizens: Can initially use a European Health Insurance Card (EHIC) for short-term stays.

• Non-EU Citizens: Must secure health insurance until registered with the SNS.

• Retirees: Many retirees find the SNS sufficient, but private insurance adds peace of mind.

• Families with Children: Pediatric care is excellent, but registering with a family doctor early is recommended.

Healthcare in Portugal combines affordability with quality, making it a reassuring factor for those moving here. Whether you choose public care, private care, or a mix of both, you’ll have access to a system that values patient well-being.

At ORM, we don’t just help you find a home—we ensure you feel at home. From connecting you with healthcare resources to guiding you through residency requirements, our team is here to make your transition seamless.